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Showing posts from July, 2021

Why You Should Not Cut-Up All Your Credit Cards

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  Every month, we receive our credit card statements via email or post. Every month, some will open the statements immediately, and some will either tear them up and get rid of them or leave them in the far reaches of the room,invisible to the naked eye. This age-old problem is the one we find ourselves struggling with daily. There is so much information out there that we can locate. However, the information is not particularly consistent or helpful.  Website -  Premier Credit Plus

Why You Should Not Cut-Up All Your Credit Cards

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  Every month, we receive our credit card statements via email or post. Every month, some will open the statements immediately, and some will either tear them up and get rid of them or leave them in the far reaches of the room,invisible to the naked eye. This age-old problem is the one we find ourselves struggling with daily. There is so much information out there that we can locate. However, the information is not particularly consistent or helpful. What remains steadfast is that, if you have debt, whether we cut up the cards or not, that debt remains until you are paid up. Out of sight, out of mind? Not so much. Rest assured that the credit card companies will come calling. The decision will ultimately be yours. Below are a few reasons why your plastic should not meet a hasty death: Those Cards Are Not the Problem Here There is a mindset that says we NEED a credit card in case of emergencies. It’s safer to buy airline tickets because of the built-in travel insurance, and if anyt...

Repairing Credit the Legal Way Using Credit Repair Services NJ

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  Credit repair is an option to consider when looking for help with poor credit ratings. But before working with credit repair services NJ that promise to get your credit back on track, it is important to do a background check on the company to determine whether it is operating within the law or not. The first thing you ought to realize is that credit repair is quite legal as long as it is carried out according to the law as regulated by the Credit Repair Organizations Act (CROA). The federal act has laid out regulations and guidelines on what credit repair providers are permitted to do when carrying out their services. It also outlines your rights as a customer seeking for credit repair services NJ. Here are some of the significant regulations that credit repair organizations should adhere to as stipulated in the CROA: The credit repair company should provide a clear and detailed contract before commencement of any services.  The contract contains details including the descr...