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Improve Your Credit Score to Upgrade Your Life

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  If you have credit card debt and poor credit, there’s never been a better time to get started on  improving your credit score  and your financial situation than right now. Don’t know where to start? No problem! This guide can help you in all three of these areas—credit score, debt, and life upgrades—by giving you actionable advice that anyone can follow to improve their finances. So what are you waiting for? Get started today! Improve your credit score We’ve discussed credit score a lot on our site, but in case you need a refresher, here’s a quick rundown. A credit score is basically a number that helps determine whether or not someone can get approved for a loan or credit card. It’s calculated by using certain information from your credit report: how much debt you have, how often you pay your bills on time, etc. The most common type of score is a FICO score (that’s what your lender uses), and it ranges from 300-850. In general, if you have any kind of outstandi...